Check your eligibility criteria for Bajaj Finserv EMI Network Card

EMi Card

A leading non-banking finance company in India, Bajaj Finance Limited is one of the most widely known. For qualified applicants, it offers quick loans. 

You should note that the eligibility requirements set by Bajaj Finance for its loans and credit cards are not very strict. 

To ensure that as many applicants as possible can leverage the benefits of Bajaj Finance’s products to meet their financial needs of any kind – know how to check bajaj emi card eligibility

You can use Bajaj Finserv EMI Network Cards to make digital payments for online and offline purchases in more than 3,000 cities across India. In addition, this card comes with a pre-approved loan limit of up to Rs. 2,00,000, which can be easily approved for qualified applicants with minimal paperwork.

Bajaj Finserv EMI Network Card: Key Features

In addition to offering a huge array of features and benefits, Bajaj Finserv’s Bajaj Finserv EMI Network Card is a very popular option for applicants seeking quick financing. We have listed some of the features of Bajaj Finserv’s EMI Network Cards in the following list.

  • Online shopping portals are easy to use
  • A pre-approval loan of up to Rs. 2,00,000 is available
  • Insta EMI card application is easy with quick online steps
  • Bajaj Finserv Bajaj Finserv EMI Network Card are available for purchase for a period ranging from 3 months to 24 months
  • Additionally, this card offers convenience when shopping in partner stores nationwide
  • You can use the EMI Network Card even through our wallet app, which you can access anywhere and anytime
  • When the borrower has paid the first EMI on loan taken on the card, Bajaj Finserv will not charge foreclosure charges


Getting an EMI Network Card from Bajaj Finserv is partly based on your credit score. According to Bajaj Finserv, every EMI Network Card is based on the credit score provided by CIBIL. Bajaj Finserv EMI Network Card requires credit scores of at least 700 issued by CIBIL. Bajaj Finserv EMI Network Card applicants with credit scores under 700 are not eligible for the card.

A CIBIL credit score consists of three digits between 300 and 900. EMI Network Cards are considered poor if your credit score is closer to 300. An applicant is deemed to have a good credit score if it is closer to 900. Suppose the applicant meets the other eligibility requirements. In that case, the applicant stands a better chance of getting an EMI Network Card once they know how to check Bajaj Finserv EMI Network Card eligibility. 

Do I qualify for an EMI Network Card from Bajaj Finserv?

EMI Network Cards issued by Bajaj Finserv are among the company’s most popular products. Bajaj Finserv has set a set of conditions so applicants can apply for the EMI Network Card. The following conditions are listed for applying to bajaj emi card offers on mobile

  • Limits on age

To qualify for the Bajaj Finserv EMI Network Card, applicants must be at least 21 or 65 years old.

  • Situation of income

Candidates must have a stable income source to be eligible for Bajaj Finserv EMI Network Cards.

What are the requirements for applying for the card?

There must be a minimum age of 21 and a maximum age of 65.

You need to have a reliable source of income. There is no reason why a salaried person might have an easier time obtaining this card. Those who are self-employed and students might have difficulty obtaining this card.

Are Bajaj Finserv EMI Network Cards available at any branch?

Online and offline applications are both accepted.

  • Online

Bajaj Finserv fixed deposits, loans, and other products can only be applied online by existing customers. To get an EMI Network Card, you will need to log in and pay a minimal amount within a few weeks if you are already an existing customer.

  • Offline

Alternatively, you can apply at Bajaj Finserv branches or a partner store (the same store where you wish to shop).

When applying for the card, you must provide the following documents:

  • Proof of identity
  • Proof of address
  • Cancelled check
  • Photograph the size of a passport
  • One NACH mandate (electronic clearing house mandate for automatic EMI deductions)
  • Documents proving income are not visible. You may be required to provide a bank statement to prove regular deposits into your account.

In such situations, Bajaj Finserv will not offer a personal loan to a housewife. There is, however, an option to apply for a Bajaj Finserv housing loan even if you are self-employed. You may be eligible for the housing loan if you run a small business or work from home and can demonstrate proof of income.

Bajaj Finserv offers a wide range of loans that you can apply for online. You will have to provide information about your income and personal details online to apply. The lender’s executives will contact you to verify the details. You will be notified if you are eligible to apply for the loan, and it will be processed for approval.

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