Credit cards were once uncommon. It was considered a luxury and was only available to the wealthy. It is no longer considered a luxury or status symbol but a necessity. No self-respecting person will keep a deck of credit cards in his wallet.
Since credit cards are widely accepted, using one makes more sense than constantly carrying large amounts of cash. Instant approval credit cards are helpful when shopping online, which has become commonplace in recent years. It’s easy to get a credit card online these days. If you have a bank account, you can expect to receive a credit card offer from the bank or agents working on its behalf.
In fact, you don’t even need to go to the bank to complete the paperwork. Sometimes, bank representatives will show up at your door with application forms, and you must sign on the dotted line.
Instant approval credit cards online have become a necessity for many people as their expenses and financial capabilities rise. If you applied for a credit card and want to know the status, you can track your application by looking for the credit card application status check. Customers can access their credit card application status online through the websites of many banks and credit card companies. There are also offline options, such as contacting customer service or a bank branch.
In most banks, applying for a credit card is a very simple process that doesn’t take long. Read on to learn how to carry out a credit card application status check if you recently applied for one and want to know how to do it.
Check The Status Of An Online Credit Card Application
Since everything is now digital, including financial services, almost all Indian banks—at least those in the larger cities—have their instant approval of credit card application processes available online. On the bank’s website, you can complete every step of the credit card application process, including applying, verifying, and checking the status of your application.
You Only Need: To See The Status Of Your Credit Card Application Status Quickly
- Visit the bank’s website and select “credit card” from the menu.
- Use your username, password, and ID number to log in.
- To track an application, click it.
- Enter the necessary information, such as your PAN card information, mobile number, and credit card application ID.
- You will see the desired information on your screen after clicking submit.
Applicant Eligibility For Credit Cards
You must be qualified to apply for a credit card before you can check your credit card application status. An instant approval credit card application must generally meet the following requirements:
- The age range of 21 to 65
- Having a consistent monthly or annual source of income
- A salaried or self-employed person
- Having a high credit score (CIBIL)
- Having Indian citizenship or not having Indian citizenship, depending (on NRI)
You might also be asked for additional information, such as your date of birth or the credit card application number. To ensure a smooth status check, keep them close at hand.
Check The Status Of An Offline Credit Card Application
You can physically visit your bank’s nearest branch and speak with the relevant staff member if you need to check the status of your credit card application status offline for any reason. The specifics of your application will be given by them.
For credit card application status or verification purposes when using the offline mode, you must have hard copies (or electronic copies, if permitted) of all pertinent documents, including your PAN card, Aadhar card, application number and form, and the like. However, it is best to let your bank know that you will be visiting by calling the customer service number or sending them a message via SMS or mail. To avoid needless back and forth, you can even inquire about the required documentation and prepare it beforehand.
Everything related to applying for a credit card has been made simple and convenient so you can start enjoying the benefits as soon as possible. Ideally, checking the status of your credit card application status online will save you more time.
You would also have the choice of obtaining a credit card that has already been approved. This suggests that if you have good money management skills, your bank will get in touch with you and give you the choice of a pre-approved credit card.
It’s critical for applicants to check the credit card application status in order to comprehend the timelines and their chances of approval. The availability of both online and offline modes makes it easy for applicants to keep a close eye on the status of their credit cards.
If you meet all of the bank’s credit card eligibility requirements or have applied for a credit card from the same issuer within the previous six months, your application may be allowed. You must therefore keep track of the progress of your credit card application.