Credit cards can be a blessing for many in the modern world owing to the multitude of advantages that they offer. A credit card is an extremely handy financial tool that offers a high degree of convenience to the user. In this article, we will compare credit cards in India.
One of the major benefits of using a credit card is the rewards and perks that come with it. Credit card helps you to manage your monthly or yearly expenses at the easy EMIs, credit card helps you to fulfil your dreams easily. Different credit cards extend different perks, depending on the issuer and the category of the credit card.
The best rewards credit card will come with numerous perks such as discounts on spending, cashback offers, reward points, travel miles and more. Thus, it is advisable to compare credit cards by various issuers in order to get yourself the best rewards credit card.
A quick Google search of ‘compare credit cards in India’ will reveal all the information you need to decide which credit card you should apply for. In this article, we will discuss why your daily lifestyle needs the best rewards credit card and how you can manage your expenses easily.
Before applying for a credit card, it is important that you analyze your lifestyle, requirements and preferences, you need to know what is your requirement where you expend your money after analyzing this basic thing you can choose your credit card accordingly. Based on that, you can choose a credit card that suits you the best. Before applying for a credit card you need to research on the credit card according to your requirements, the following are factors which you should consider in order to do so:
Travelling
If you travel quite frequently for work or for leisure, you should consider a travel credit card, you like to travel frequently and you wish to travel all the world then you should go with a travel credit card which is best suited for avid travellers, these credit cards help save a lot of money through rewards on hotel bookings, flight tickets, cab bookings etc.
Travel credit card helps you to manage your expenses easily and with this credit card, you will get some attractive cashback such as an offer on a lounge hotel and some other handsome cashback on your monthly expenses. For example, the Bajaj Finserv RBL Bank Travel Easy SuperCard is the perfect card for frequent travellers.
The SuperCard offers exclusive privileges like 10% cashback on Ola/Uber bookings and fuel purchases. Additionally, you can purchase fuel across any pump and get a fuel surcharge waiver of up to Rs. 100 per month, which translates to savings of Rs. 1,200 every year. With this card, you also get a welcome gift voucher worth Rs. 1,000 and an additional gift voucher of Rs. 1,000 on every spend of Rs. 1,00,000 per year. The total benefits of the SuperCard can exceed Rs. 9,000 per annum.
Shopping
If you are a shopaholic, you should consider a shopping credit card. The best rewards credit cards for shopping come with exciting perks on every purchase you make using the card. You can expect cash backs, discounts and bonuses on these credit cards. Take, for instance, the Bajaj Finserv RBL Bank Platinum ShopDaily SuperCard.
A shopping credit card helps you to manage your monthly expenses where you can pay your amount at the easy EMI. It is the premier shopping card of India which offers annual fee waivers on spends of Rs. 50,000. With this SuperCard, you can also avail of 5% cashback up to Rs. 250 on grocery shopping every month. Additionally, this credit card extends cashback offers, gift vouchers, EMI facility, emergency advance and contactless payments. A shopping credit card is here to help you and give you a platform to manage your expenses smartly.
High Spending
If your overall monthly spending is high, you are not able to pay all the expenses in the same month, you should go for a premium rewards credit card that comes with excellent rewards. These credit cards offer a host of privileges spread across various categories including shopping, travelling, dining and other lifestyle-based perks. Bajaj Finserv RBL Bank SuperCard has several premium variants to suit the needs of various users.
One of the best rewards credit cards is the Bajaj Finserv RBL Bank World Plus SuperCard, which offers incredible privileges such as a bonus of 20,000 rewards points as a welcome gift. This high-end credit card extends complimentary airport lounge access 8 times a year.
With this SuperCard, you can also get a 1+1 movie ticket on BookMyShow twice a month. It also extends dining benefits as you are entitled to a 5% discount on your dining spending, with 20 reward points earned on every Rs. 100 spent. Other benefits of this credit card include annual savings over Rs. 55,000, fuel surcharge waiver, milestone bonuses and interest-free cash withdrawals for up to 50 days.
